Guiding your Financial Future - Mortgage Planning
Come to ALCOVA and work with one of the Scotsman Guide's 2014 Top Originators!
I am honored to have earned the distinction of being the #25 top originator of USDA loans in the country and #1 in the state of VA in 2014. Let my experience and award winning service work for you!
At ALCOVA, our focus is not just on rate and term, but also on how much down payment is wise or even needed. Where else could those monies be of better use for your long term benefit? For those who want to pay their mortgage off quicker, we can show you the simple steps in term reduction eliminating, in some cases, hundreds of thousands of dollars in interest over the life of the loan. We will show you how much additional monthly principal payment will be needed to be paid to reach your objectives. We will also help you understand the benefit of looking at different programs that will equip you to save money over the long run by utilizing compounding interest to your benefit.
We take all of these factors into consideration during our consultations to ensure the right decisions are made. A wise decision is an informed decision, and we will make sure every possible scenario is brought to the forefront and discussed in detail.
There are many individuals and companies that can provide simple financing. Sign here, sign there, and you will close in 3 weeks. We take the time and effort to sit down with you personally and custom build a short and long term financial plan and help secure your mortgage with your financial future at the forefront. We will address all of your questions with straight forward answers and treat your transaction as if it were our own.
We look very forward to serving your financial needs! Please feel free to CALL TODAY for your NO COST Financial Consultation.
"To simplify the mortgage process and build long-term trust with every client."
ALCOVA Mortgage was founded in 2003, born out of a Passion to Serve! Since inception we have helped over 15,000 borrowers reach their home financing goals. We have over 40 offices located throughout the Eastern United States staffed by our professional and highly-trained team members, who on average have over 10 years each of mortgage industry experience! We offer a broad product range that includes FHA, VA, USDA, Conventional, Manufactured Housing, Reverse Loans, Home Rehabilitation, and an In-House Construction Product.
Because residential mortgage loans have our full concentration and we treat every customer like family, our service levels are outstanding! Better than what you may find at a bank, credit union, or other financial institution. We make it easy to do business with us— All of our initial consultations are done free of charge with no obligation. We have several tools available to make your home loan experience as convenient to your schedule and lifestyle as possible, regardless if you prefer to work in-person, over the phone, or through the internet.
Whether you are looking to refinance an existing mortgage for a lower payment, utilize equity in your home for an important purpose, or purchase a new home—we want to be your GO TO Lender! If you have a challenging situation, we welcome the opportunity to work with you. We are passionate problem solvers and our goal is quite simple — to help you reach yours.