Tony Bolding
NMLS ID# 892203
Sr. Loan Officer


4530 Plank Road
Suite 100
Fredericksburg, VA 22407


  • Licensed In: VA

My 25 years in the mortgage industry has afforded me a wonderful understanding of this great business.  As a loan officer, I am committed to client satisfaction which is what drives me to work diligently on each loan. I pride myself in making the process easy to understand and believe communication is the key component to making this happen.

But my dedication is only part of the story.  With my proven experience and a thorough knowledge of the programs that are available, I can customize the right loan for my clients, while getting them to closing on time.

Whether you're an agent referring a client or a homebuyer, I'm confident you'll appreciate what ALCOVA Mortgage and I can do for you. We offer a wide range of loans and a variety of terms. And we're well prepared to handle everything from complex financial situations to larger loan sizes.

I'll always be available to answer questions throughout the mortgage process from beginning to end. So let's start today.

Find Tony Bolding- Mortgage Loan Originator on Facebook

On a personal note, I have lived in Virginia for 28 years and now reside in historic Fredericksburg. My wife and I love being just a few miles from our six grandchildren. In my spare time I enjoy golfing and volunteering at our church.

"To simplify the mortgage process and build long-term trust with every client."

ALCOVA Mortgage was founded in 2003, born out of a Passion to Serve!  Since inception we have helped over 15,000 borrowers reach their home financing goals.  We have over 40 offices located throughout the Eastern United States staffed by our professional and highly-trained team members, who on average have over 10 years each of mortgage industry experience!  We offer a broad product range that includes FHA, VA, USDA, Conventional, Manufactured Housing, Reverse Loans, Home Rehabilitation,  and an In-House Construction Product.  

Because residential mortgage loans have our full concentration and we treat every customer like family, our service levels are outstanding! Better than what you may find at a bank, credit union, or other financial institution.  We make it easy to do business with us— All of our initial consultations are done free of charge with no obligation.  We have several tools available to make your home loan experience as convenient to your schedule and lifestyle as possible, regardless if you prefer to work in-person, over the phone, or through the internet.  

Whether you are looking to refinance an existing mortgage for a lower payment, utilize equity in your home for an important purpose, or purchase a new home—we want to be your GO TO Lender!  If you have a challenging situation, we welcome the opportunity to work with you.  We are passionate problem solvers and our goal is quite simple — to help you reach yours.