Dave Bayford
NMLS ID# 225353
Branch Partner

Address


3317 W. Hundred Road
Chester, VA 23831

Licensing


  • Licensed In: VA

There are few mortgage originators in Virginia with more experience than Dave Bayford. Entering his 32nd year in the industry, Dave has developed a substantial business following with many  business referral partners and repeat customers.

Dave has been President and CEO of one of the early successful mortgage brokerages in  Virginia and has served in several capacities on the Board of Directors of the Virginia Association of Mortgage Brokers including Membership Director and Vice President. 

Dave is now extremely happy to make ALCOVA Mortgage his home and will have the ability to provide additional mortgage products, better pricing and the same outstanding service that his customers and business partners have come to expect. 

"To simplify the mortgage process and build long-term trust with every client."

ALCOVA Mortgage was founded in 2003, born out of a Passion to Serve!  Since inception we have helped over 15,000 borrowers reach their home financing goals.  We have over 40 offices located throughout the Eastern United States staffed by our professional and highly-trained team members, who on average have over 10 years each of mortgage industry experience!  We offer a broad product range that includes FHA, VA, USDA, Conventional, Manufactured Housing, Reverse Loans, Home Rehabilitation,  and an In-House Construction Product.  

Because residential mortgage loans have our full concentration and we treat every customer like family, our service levels are outstanding! Better than what you may find at a bank, credit union, or other financial institution.  We make it easy to do business with us— All of our initial consultations are done free of charge with no obligation.  We have several tools available to make your home loan experience as convenient to your schedule and lifestyle as possible, regardless if you prefer to work in-person, over the phone, or through the internet.  

Whether you are looking to refinance an existing mortgage for a lower payment, utilize equity in your home for an important purpose, or purchase a new home—we want to be your GO TO Lender!  If you have a challenging situation, we welcome the opportunity to work with you.  We are passionate problem solvers and our goal is quite simple — to help you reach yours.

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