Tag Archives: interest

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Life is full of choices, and sometimes, it’s not easy to decide. Choosing between a 15-year and 30-year fixed-rate mortgage, however, doesn’t have to be. Monthly Payments When choosing between a 15-year and 30-year mortgage, the decision depends largely on how much you’re willing to put toward your monthly payment. A 15-year loan has a … Continue reading 15-year vs. 30-year Mortgage: Which Loan is Best for You?


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No doubt you’ve read all about it, perhaps you’ve even tried it yourself… paying extra on your mortgage to pay it off early and potentially save thousands in interest. The question is, however, with interest rates on the rise, is it still the best strategy? While some financial experts say prepaying your mortgage is never … Continue reading Paying Off Your Mortgage Early


Advertised Rates vs. Your Rate

When shopping for interest rates the first thing most people do is to research advertised rates on the internet and in the newspaper. That is a great start but don’t assume the advertised rate will be the rate offered to you. The difference in the advertised rate and the offered rate is not a result … Continue reading Advertised Rates vs. Your Rate