Tag Archives: home loan


Fixed-rate mortgage and adjustable-rate mortgages are the two primary mortgage types for homebuyers. While other loans options fall within these two categories, the first step in homebuying is determining which of the two types best suits you! Fixed-Rate Loan A fixed-rate mortgage is exactly as it sounds – it’s a home loan with an interest … Continue reading Choosing Between a Fixed vs. Adjustable Rate Mortgage


Whether you’re a first-time homebuyer or an experienced buyer, there are some important things to keep in mind to ensure that your home mortgage process goes smoothly. Pay Your Bills on Time…Every Time! A good credit history is vital when applying for a home loan. One of the best ways to have good credit is … Continue reading 5 Things to Know Before Applying for a Home Loan

The Team Needs A Solid Project Plan

Critical Path…Stage Four…Next 30 Days What’s been done to date? 1)      We have our site 2)      Architect has designed plans and project specifications 3)      Contractor, under supervision of Architect, has bid project…Total Project cost, $225,000, this includes all hard and soft costs, plus, purchase price of the land 4)      You have met with your ALCOVA … Continue reading The Team Needs A Solid Project Plan

CFPB New Rules For 2014~Something New and Something Old

The Consumer Financial Protection Bureau’s New Rules for 2014 are designed to protect the consumer and keep unscrupulous lenders out of the lending arena. best antivirus software for pc As we approach the New Year, the issues (some would say problems), the Mortgage Industry has faced over the past 5 years, will culminate in the … Continue reading CFPB New Rules For 2014~Something New and Something Old