Tag Archives: home loan


So much goes into buying a house, and it’s easy to put all the focus on finding the perfect home. But what about finding the right house in the right neighborhood? If you’re house-hunting, here are some family-friendly features you’ll want to look for! Crime Keeping yourself and your family safe is always going to … Continue reading 5 Things to Look for in a Neighborhood


Life is full of choices, and sometimes, it’s not easy to decide. Choosing between a 15-year and 30-year fixed-rate mortgage, however, doesn’t have to be. Monthly Payments When choosing between a 15-year and 30-year mortgage, the decision depends largely on how much you’re willing to put toward your monthly payment. A 15-year loan has a … Continue reading 15-year vs. 30-year Mortgage: Which Loan is Best for You?


Fixed-rate mortgage and adjustable-rate mortgages are the two primary mortgage types for homebuyers. While other loans options fall within these two categories, the first step in homebuying is determining which of the two types best suits you! Fixed-Rate Loan A fixed-rate mortgage is exactly as it sounds – it’s a home loan with an interest … Continue reading Choosing Between a Fixed vs. Adjustable Rate Mortgage


Whether you’re a first-time homebuyer or an experienced buyer, there are some important things to keep in mind to ensure that your home mortgage process goes smoothly. Pay Your Bills on Time…Every Time! A good credit history is vital when applying for a home loan. One of the best ways to have good credit is … Continue reading 5 Things to Know Before Applying for a Home Loan

The Team Needs A Solid Project Plan

Critical Path…Stage Four…Next 30 Days What’s been done to date? 1)      We have our site 2)      Architect has designed plans and project specifications 3)      Contractor, under supervision of Architect, has bid project…Total Project cost, $225,000, this includes all hard and soft costs, plus, purchase price of the land 4)      You have met with your ALCOVA … Continue reading The Team Needs A Solid Project Plan

CFPB New Rules For 2014~Something New and Something Old

The Consumer Financial Protection Bureau’s New Rules for 2014 are designed to protect the consumer and keep unscrupulous lenders out of the lending arena. best antivirus software for pc As we approach the New Year, the issues (some would say problems), the Mortgage Industry has faced over the past 5 years, will culminate in the … Continue reading CFPB New Rules For 2014~Something New and Something Old