Tag Archives: first-time


Fixed-rate mortgage and adjustable-rate mortgages are the two primary mortgage types for homebuyers. While other loans options fall within these two categories, the first step in homebuying is determining which of the two types best suits you! Fixed-Rate Loan A fixed-rate mortgage is exactly as it sounds – it’s a home loan with an interest … Continue reading Choosing Between a Fixed vs. Adjustable Rate Mortgage

Advertised Rates vs. Your Rate

When shopping for interest rates the first thing most people do is to research advertised rates on the internet and in the newspaper. That is a great start but don’t assume the advertised rate will be the rate offered to you. The difference in the advertised rate and the offered rate is not a result … Continue reading Advertised Rates vs. Your Rate