Tag Archives: budget

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When you decide that you’re ready to buy a house, it can be tempting to start searching for listings on Zillow or drive through your favorite neighborhood looking for “For Sale” signs. The last thing you want to do, however, is to find the perfect house and then realize it’s out of your price range. … Continue reading How Much Home Can You Afford?


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If you’re planning to buy a house, here are five tips to help you start the process. Know how big a loan you qualify for Potential home buyers should look at the loan-to-value (LTV) ratio to aid them in knowing what they can afford. Calculate the LTV by dividing the loan amount by the appraised … Continue reading Five Steps To Take When Buying a Home


If you’re thinking about making a few changes around the house and don’t want to break the bank, consider these six do-it-yourself projects. Each can be accomplished for a surprisingly affordable amount of money. Best of all, they won’t take a great deal of time and can be undertaken in stages as time and money … Continue reading 6 Easy Home Improvement Projects That Won’t Wreck Your Budget


First time homebuyers often find themselves virtually clueless as to where to start in the planning process. The good news is that they’re not alone. Whether you’re buying your first home at age 40 or age 25, it’s natural to have questions about the unknown. Here’s a little advice that may assist you in becoming … Continue reading Advice for First Time Homebuyers


Drama in D.C., The Fiscal Cliff & Your Money

Depending upon your interest level in the financial markets and/or political news outlets, you have probably heard at least something about the upcoming “Fiscal Cliff”.  This term is used to describe a tenuous set of events all set to happen on the same deadline.  The Bush tax cuts and the temporary payroll tax cuts are … Continue reading Drama in D.C., The Fiscal Cliff & Your Money