Are All Mortgage Programs The Same?

Have you ever wondered why you hear HUD announce a great new mortgage program yet you can’t find a lender who offers it? Or why you are denied at one mortgage company but approved at another for the exact same loan? Experiencing this can be quite frustrating and very confusing. The reason for this can … Continue reading Are All Mortgage Programs The Same?


Know Before You Owe

The new watchdog of the Mortgage Industry (the Consumer Protection Agency) released the first look of the new forms they have designed with the help of industry and borrower feedback that they hope will make the terms and information of  new loans that borrowers take out much clearer and simpler to understand.  The loan estimate … Continue reading Know Before You Owe


Save $2500 on your taxes…….

adobe cs6 download mac It’s that time of year again-tax time.  Some people look forward to this time of the year when they get a refund back, but many others dread it as the tax man comes calling.  The simplest way to save a significant amount of money on a yearly basis is buy a … Continue reading Save $2500 on your taxes…….


How to Score a Big Time Deal on your Next Home

searching for a home can be very stressful.  You make your list of what features you want in your home like number of bedrooms, baths, square footage, size of yard, kitchen and bath layout, etc. If you are wise you set a budget and get your home financing in order to avoid some stress.  Then … Continue reading How to Score a Big Time Deal on your Next Home


Right underneath everyone’s nose

Some suttle changes in the mortgage landscape have started to take place.  Lenders are slowly loosening some of their minimum credit score guidelines.  Our firm just got word today from a 3rd different company that announced this type of change.  FHA itself does not have a minimum credit score requirement, but as the housing downurn … Continue reading Right underneath everyone’s nose


The Future of Home Financing

This week the White House announced an overview of it’s proposal to lessen the role of the government in the Housing Finance Industry.  (http://www.mortgagenewsdaily.com/02112011_future_of_housing_finance.asp) best antivirus software 2013 The proposal mimicks closely the one that the Mortgage Bankers Association recommended about a year or so ago.  The major difference being the MBA called for almost … Continue reading The Future of Home Financing


DOES ANYTHING WORK IN THIS HOUSE

what is antivirus software Well fellow Mortgage Bankers, just what is right in the good old USA today…Congress, Financial Markets, Job Creation, Interest Rates, Consumer Satisfaction, overall well-being. Believe it or not, amidst the chaos we seem to face every day, in spite of our elected officials trying their best to gum up the works, … Continue reading DOES ANYTHING WORK IN THIS HOUSE


Predicting the Future

The old saying goes if you want to make God laugh tell him what you are planning on doing tomorrow.  Just a few short months ago the entire financial world assumed that interest rates were headed higher.  Many thought we are in a V shaped recovery and that a bull market in the stock market … Continue reading Predicting the Future


New Laws for Virginia Homeowners

Five need-to-know laws for homeowners essay service (Effective July 1, 2010)  Virginia’s legislature sent three bills that benefit homeowners to Gov. McDonnell and approved a $70 billion budget that may reduce local government programs or force them to raise property taxes. Besides the budget, there were hundreds of bills debated, but we focused on three … Continue reading New Laws for Virginia Homeowners


Is it that Simple?

When Financial Expert and leading author Ron Blue was asked to appear before Congress as an expert witness before a Senate subcommittee as a result of the recent Financial Crisis he was asked what it is that each family in America should do given the current economic circumstances.  Here was his answer: write your paper 1. … Continue reading Is it that Simple?


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