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Not everyone can afford the standard down payment when buying a home. Instead, they achieve their dream of home ownership through mortgage insurance. So what exactly is mortgage insurance, and how does it affect your home loan? What is Mortgage Insurance? Mortgage Insurance is an insurance policy that compensates mortgage lenders for losses due to … Continue reading Do I Need Mortgage Insurance?


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Celebrating our nation’s independence by setting off a brilliant display of fireworks is an honored tradition every year on July 4th. Dating back to as early as July 4, 1777, this tradition humbly began when Congress authorized a fireworks display in Philadelphia to honor the one-year anniversary of the signing of the Declaration of Independence. … Continue reading Backyard Firework Safety


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If your garage doesn’t have the space for your car in anymore, you’re not alone. According to a survey done by researchers at Home Innovation Research Labs, 93% of homeowners surveyed use garages for storage while 84% use it for parking a vehicle. The study also found that only about 70% of the garage space … Continue reading How to Give Your Garage a Makeover


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When you’re buying, refinancing, or selling your home, a home appraisal will always be one of the key components of the transaction. Simply defined, a home appraisal is an unbiased opinion from a professional appraiser on a home’s value. Home appraisals are done to determine whether the home’s contract price is appropriate given the home’s … Continue reading Everything to Know About Home Appraisals!


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Whether you’re de-cluttering your home before listing it on the market, or you just need to purge items you no longer need, earn some extra cash by hosting a yard sale. Of course, unlike donating everything to the nearest Goodwill, a lot of hard work and planning goes in to putting on a successful yard … Continue reading 8 Expert Yard Sale Tips!


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When you flip through the channels on your TV, you may notice the influx of home improvement shows popping up. No doubt home improvement shows are quite the rage on television these days, generating substantial audiences and fans on shows like Flip or Flop, The Property Brothers, and Fixer Upper. Following the house-hunters through their … Continue reading Planning on Tackling a Fixer-Upper?


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College commencement speeches have been delivered and diplomas handed out. It’s time for the real world which, for many graduating students, means tackling their student loan debt. Having student loans won’t keep someone from buying a house, although they need to be comfortable with the idea of taking on a large amount of debt while … Continue reading Buying A Home With Student Loan Debt


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Every year, warmer temperatures mark the arrival of pesky insects. These pests persistently search for ways to sneak in your home through the tiniest of cracks and crevices. The yearly bug battle isn’t easy, but taking some proactive steps can make your home a bug-free zone this spring and summer. Prevent Standing Water No matter … Continue reading 5 DIY Pest Control Tips


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Locking the doors at night just doesn’t cut it anymore when it comes to protecting yourself and your family. The fear of a home robbery causes countless homeowners to invest in the latest technology to keep their home safe. Regardless of whether you have a home security system or not, there are a few simple … Continue reading 4 Simple Home Security Hacks


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You found the home that’s right for you. Even better, your offer was accepted, and you are getting closer to moving in. Not so fast! The home inspection is the next big step in the process, and it should never be overlooked. Home inspections may seem daunting at first, especially to a first-time homebuyer. Go … Continue reading 4 Points to Know About Home Inspections


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