Fall Home Checklist ~ The Value Paradigm

Sometime this last Sunday evening, we bid adieu to one more glorious summer, fall officially started.  The big question, what should we do to ensure the old homestead weathers the ravages of the coming winter months? 1)      The first step, walk around with pen and paper in hand, survey your homes condition, pay particular attention … Continue reading Fall Home Checklist ~ The Value Paradigm


Financial Planning – Is Your Home Part of the Game Plan?

The Meister was speaking with one of our Executives the other day and we started to discuss the concept of meeting with Financial Planners as a networking resource for mortgage loan originations. Honestly, I wondered if this was a good idea or whether, as our friends in Texas say, “will this dog hunt?” Thought about … Continue reading Financial Planning – Is Your Home Part of the Game Plan?


The Question Is…If Not Now, Then When?

The Mortgage Meister was at the gym recently along with two regulars, a real estate agent and his client. They were talking about making a purchase of a ranch house in my home town, good neighborhood, decent schools, great access to almost every major shopping and business location throughout the city.  The big question on … Continue reading The Question Is…If Not Now, Then When?


To Sell and Buy, or Rehab? How Do You Decide?

Okay, so rates have moved up a bit, the Mortgage Meister has some thoughts on how to get what you want so you have what you need in your dream house. Let’s get back to basics, that is, the numbers. So you don’t want to move, you don’t want to sell, but the old homestead … Continue reading To Sell and Buy, or Rehab? How Do You Decide?


Labor Day – Celebrate And Look Ahead

Ahhhh… the end of summer, the beginning of the school year, football games, less time to get it all done, no more lazy summer days, pretty soon the clock gets turned back an hour, what’s in store for fall?  We always talk about getting into the weeds, details, details, so the Meister, in the spirit … Continue reading Labor Day – Celebrate And Look Ahead


Is It Still a Good Time to Refinance, Purchase, or Build That Dream Home?

The Mortgage Meister has touched on all those options in several previous Blogs…and believes the answer is a resounding YES! Some Factors for consideration: 1)      Mortgage Rates – True rates have been bouncing around over the past month but every indication is, while rates will continue to rise, even at the higher end, mortgage rates … Continue reading Is It Still a Good Time to Refinance, Purchase, or Build That Dream Home?


Home Ownership ~ The Affordability Factor

Over the past several weeks we’ve been kicking around issues related to job growth, income, and the ability to sustain, actually afford housing. This week, the Mortgage Meister is going to outline some income and expense numbers, family income and expenses,  and how that relates to Housing and Urban Development, (HUD) Underwriting Guidelines, the numbers … Continue reading Home Ownership ~ The Affordability Factor


Job Creation – Can History Repeat Itself?

Let’s see…last week we began a discussion regarding Jobs – where are they, who will create them? This week we’ll begin a discussion on what factors, economic, personal, and philosophical are needed for job creation. FACTORS…This is an easy one, supply and demand, when supply equals demand the economy grows at a slow, moderate pace, … Continue reading Job Creation – Can History Repeat Itself?


Buddy, Can You Spare a Dime?

Okay, the world, the nation, and the economy all get thrown into a glass jar, shaken, not stirred, and we wonder, what’s a guy to do to make a decent buck today? We know the stock market is on a feeding frenzy, mortgage rates are at record lows, Detroit, is broke, at least the auto … Continue reading Buddy, Can You Spare a Dime?


Are the Good Times Rolling or Just Sputtering Along?

We all read and hear about the stock market going wild, housing on the rebound, mortgage rates at all-time lows, so what gives, why does unemployment keep hovering around 7.5%?  Like everything there isn’t a simple answer, it would be great if the story went like this…low interest rates, equals cheap money that creates a … Continue reading Are the Good Times Rolling or Just Sputtering Along?


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