The Mortgage Meister Says…Rent or Own? A Matter of Need vs Want

Oh for so long the wisdom of the Great and Wise Mortgage Meisters of days gone by, was…Buy that home; it’s a no brainer. Your home represents more than your castle, it’s your nest egg, the key to a great retirement.  Well, the Mortgage Meisters of old were asleep at the wheel not so many … Continue reading The Mortgage Meister Says…Rent or Own? A Matter of Need vs Want


The Mortgage Meister Says…The Real Estate Market Is HOT!

For all you potential buyers, sellers, acquisition rehab pros, and refinance junkies , ALCOVA’s  markets in the District of Columbia, Virginia, North Carolina and South Carolina, Maryland, Tennessee and West Virginia, are, to put it mildly….HOT!!! Several weeks ago, the Mortgage Meister, visited one of ALCOVA’s best locations, Myrtle Beach, South Carolina, for the first … Continue reading The Mortgage Meister Says…The Real Estate Market Is HOT!


The Mortgage Meister Says…The Devil Is In The Details

What’s all the fuss about?  Everyone’s telling us the devil’s in the details when it comes to shopping for a Home Mortgage Loan. what is the best antivirus software Well…ALCOVA’S Mortgage Meister Says…The home mortgage shopping experience is like chopping your way through the weeds. How hard can this be you ask? Everyone thinks the … Continue reading The Mortgage Meister Says…The Devil Is In The Details


Renovate, Replace or Refurbish To Sell?

What to do? You want to sell your home but you know there are things that could be updated. Doing renovations that you can enjoy for 20 or 30 years is easily justified in your mind. Renovating to sell in the near future for someone else to enjoy is quite another thing. So how do … Continue reading Renovate, Replace or Refurbish To Sell?


It’s Time To Spring Ahead And Clean Up!

Well folks… Daylight Savings Time is upon us. While the time change may leave you feeling sleep deprived for a few days, it is a good reminder to check some of the important systems in your house to keep things running optimally.  Here are a few tips to consider: buy essay online It’s time to … Continue reading It’s Time To Spring Ahead And Clean Up!


FHA Mortgage-The Affordable Choice, Or Is It?

FHA is the Federal Housing Administration, the largest source of low-down-payment mortgage money in the country. Its minimum down payment is just 3.5 percent, compared with anywhere from 5 percent to 20 percent or higher from conventional, nongovernment sources. For decades, FHA’s affordable financing has made homeownership possible for first-time buyers with modest incomes and … Continue reading FHA Mortgage-The Affordable Choice, Or Is It?


Curing Cabin Fever with Indoor Gardening

The end of February brings the hope that Spring is just around the corner. The wonder of snow and snow days has worn off as kids anxiously wait for days of playing outside without wearing three layers of clothing. One way to pass a little more indoor time is to start a garden, either choosing … Continue reading Curing Cabin Fever with Indoor Gardening


The Time To Prepare Is Before The Storm Hits

We’ve all witnessed the tragic devastation of Hurricane Sandy and the recent blizzard Nemo that left many homeowners desperately trying to salvage what they could of their homes and possessions. A natural disaster can strike at any time, sometimes with warning, sometimes not. The time to prepare is before the storm hits, when you can … Continue reading The Time To Prepare Is Before The Storm Hits


Is Now The Time To Buy or Refinance?

So the $64,000 question is, “are interest rates going to keep going up?” The quick answer is maybe a little bit in the short term. But the catalyst that has driven mortgage rates higher has in large part been due to the rise in the stock market. However, there are several positive factors that are … Continue reading Is Now The Time To Buy or Refinance?


Tax Time Again? Three Tips To Ease The Stress of Tax Season

As we approach the end of January, most mailboxes are flooded with important tax-related documents. They serve as a reminder that the deadline for submitting your tax return is looming ahead on April 15. Consider the following three tips to better ensure that your return is completed on time and accurately. Also, now is a … Continue reading Tax Time Again? Three Tips To Ease The Stress of Tax Season


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