Simple Words That Make You Memorable

I recently came across this article and I thought it really “hit home” with respect to customer service and how we are viewed by our clients. (I’m sharing it with the permission of the original author, Karen Deis, publisher of Loan Officer Magazine.) People can either have a good memory of you — or a … Continue reading Simple Words That Make You Memorable


Reducing Closing Costs

When you obtain a mortgage loan, there are a number of closing costs associated with the processing, preparation and recording of the transaction. This is true regardless of whether the loan is for a home purchase or a refinance.  Some of the fees that must be paid are paid to the lender, such as a … Continue reading Reducing Closing Costs


What’s New About Reverse Mortgages?

Well, technically nothing yet… but effective April 27, the Department of Housing and Urban Development or HUD is introducing new rules that will impact all borrowers. If you have been considering a reverse mortgage, there are big changes coming soon that you’ll need to know about. Most reverse mortgages are insured by the US Federal … Continue reading What’s New About Reverse Mortgages?


Money Management Questions… and Answers!

Did you ever wish they had taught courses in personal money management in school?  Oh, they probably touched on it in high school… maybe a little bit in college — that is, if it was a course as part of your major! So, what most of us did was depend upon family, friends, and bankers … Continue reading Money Management Questions… and Answers!


Mortgage Servicers

Remember when you applied for your mortgage loan? Then after the closing you got a notice to make your mortgage payments to another company? Well, this company is called a “mortgage servicer,” meaning that they have been assigned to collect your monthly payments and, if you have an escrow account, pay your taxes and insurance. … Continue reading Mortgage Servicers


Choosing the Right Real Estate Agent for YOU!

Buying or selling a home can be exciting. But, it can also be a mixture of fear, anxiety and anticipation because it means a new chapter in your life. So, choosing the right real estate agent is one of the first things to consider when making a move. While friends and family may refer real … Continue reading Choosing the Right Real Estate Agent for YOU!


What To Do If Your Power Goes Out

If you’ve never experienced the agony of your electric power going out, you are one of the lucky ones! But don’t rest on your laurels… it’s bound to happen one of these days! So how do you prepare in case your power goes out?  Here’s a list of things that electric companies recommend that you … Continue reading What To Do If Your Power Goes Out


Monitoring Your Child’s Credit Report

  Let’s face it, crooks are always looking for a new angle — a new way to beat the system and separate people from their hard-earned money. Would you believe there are thieves out there trying to “sell” Social Security numbers to help people boost their credit scores? And, according to the FBI, quite a … Continue reading Monitoring Your Child’s Credit Report


Who’s Gathering Information About You?

  Good or bad, we’re living in the “Information Age,” where it seems everything we do —from shopping online to buying groceries and getting coupons for our favorite products — is information that is gathered about us. But it doesn’t stop there. I’m sure you’re aware that you can get a free copy of your … Continue reading Who’s Gathering Information About You?


Important Questions to Ask a Moving Company

Are you planning to move in the next few years?   Even if moving is not in the near future, here’s a list of great questions to ask a mover—regardless of whether you hire a local mover to move you across town, or to another city or state. If you have friends who are planning … Continue reading Important Questions to Ask a Moving Company


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