Building That Dream Home ~ The Players Come Together

Critical Path…The next 30 – 60 Days A little review before we start traveling the next cycle to build your dream home. Last week we began outlining the benchmarks/milestones that should be achieved during the first 60 days: 1)      Choose a neighborhood 2)      Clarify zoning utility availability process to gain a building permit 3)      Identify … Continue reading Building That Dream Home ~ The Players Come Together


Ready, Set, Build That Dream Home!

Garbage in, garbage out has always been the mantra for getting started in any process and delivering an end product or project that gets the job done right…same with building a home. The best directions or road map for moving forward with building your home is to create a “Critical Path” timeline that details specific … Continue reading Ready, Set, Build That Dream Home!


Applying Appraisal Metrics Before Investing In Your Dream Home

In past blogs, some of the fundamentals of residential real estate underwriting, the metrics used by debt providers in determining a borrower’s ability to repay a loan, have been discussed.  In addition, we’ve discussed the new “Law of the Land” in residential lending that became effective January 10, 2014…specifically, the Consumer Finance Protection Bureau (CFPB) … Continue reading Applying Appraisal Metrics Before Investing In Your Dream Home


Snow, Ice, Rain, Cold…Oh My!

The story of my life, day late and a dollar short, here’s the mother of all Monday morning quarterback ideas…but hopefully, some ideas for being prepared the next time. Most of ALCOVA’s offices are located in States that are not accustomed to winter blasts like we’ve experienced in the last two weeks.  The Mortgage Meister, … Continue reading Snow, Ice, Rain, Cold…Oh My!


Appraisal Theory – The Appraiser As Artist Or Scientist?

For the past several weeks we’ve been talking about building your new dream home and going over the details and questions you will need to consider before getting heavily involved.  At the end of last week’s post, I mentioned something about Appraisal and Value, perhaps the foundation of the entire real estate development process, whether … Continue reading Appraisal Theory – The Appraiser As Artist Or Scientist?


Building A Home By The Numbers

Like so many things in our daily lives, we just kind of wing it.  However, the Mortgage Meister suggests the best way to go about deciding to build a home is to sit down with the “stakeholders,” in this case family first:  your wife, the kids, the relatives, your friends, and simply ask “Have any … Continue reading Building A Home By The Numbers


So You Want To Build Your Dream Home?

Last week we started a discussion around the concept of building a new home in 2014.  This week we’re going to assume you’ve decided to explore this option.  The process of considering either buying or building a new home needs to be carefully considered and the parties involved need to create a detailed checklist of … Continue reading So You Want To Build Your Dream Home?


Is 2014 The Year To Build or Remodel?

First and foremost, HAPPY NEW YEAR, may all of your financial resolutions come true! Well 2014 is upon us and maybe you’re thinking about buying, refinancing, or building the home of your dreams.  Building or remodeling a home may not be the first thing on the family’s to do list, but let’s do a little … Continue reading Is 2014 The Year To Build or Remodel?


2014 ~ New Year Rings In New Rules

Several weeks ago we started a discussion regarding the new CFPB legislation that will go into effect  January 10, 2014…The Legislation is designed to ensure the players, referees, and management are all “qualified” to play the game…can we all pass the “sniff test”. So, before the game begins, let’s go over some simple rules, the … Continue reading 2014 ~ New Year Rings In New Rules


Happy Holidays From Our Home To Yours

It’s hard to believe another Christmas is upon us and we’ll be welcoming a brand new year in mere days. I for one can’t believe how fast 2013 has flown by. If you’re my age, the age of a fine wine, time has gone into warp speed. Each day is filled with life’s busy-ness and … Continue reading Happy Holidays From Our Home To Yours


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