The Dynamic Duos Of The Home

Tis the season for the big decision…should we buy, sell, or refinance our dream home? Whatever your decision might be, there are two very basic considerations/decisions to think about in order to maximize your home’s value. DYNAMIC DUO NUMBER ONE THE KITCHEN AND BATHROOM…Improvements, that is the cost, to these rooms MAY result in the … Continue reading The Dynamic Duos Of The Home


Do You Know Your Credit Score?

We’ve all seen the commercials and listened to the jingles. But the question remains, “Do You Know Your Credit Score?” As important as credit scores are in obtaining consumer credit today, few Americans regularly check their credit reports and even fewer have little if any idea what their credit score is, the Consumer Financial Protection … Continue reading Do You Know Your Credit Score?


The Experts, The Consultants, The Advisors…Why and When

Last week we began our course work, matriculating toward a degree in personal finance, dealt with some basic financial definitions, details, and how to prepare financial statements, specifically, a balance sheet, income statement, along with suggestions for creating current and historical files for review and analysis.  Why…we’ve always commented that the devil is in the … Continue reading The Experts, The Consultants, The Advisors…Why and When


Do You Have A “Degree” In Personal Finance?

Hopefully, as you’ve read our weekly postings, the message of “Knowledge is Power” and doing your personal financial homework and housekeeping, has come through loud and clear.  However, this week’s message is geared toward how each of us can take some self-study courses to achieve our “Graduate Degrees” in personal finance. You’ll take one course … Continue reading Do You Have A “Degree” In Personal Finance?


Does Your Home Pass The “Curb Appeal” Test?

This past weekend, the first week in May, was Kentucky Derby week in the Meister’s hometown; bet you can imagine the town is decked out in its finest, ladies in their hats, men wearing brightly colored bow-ties, and jockeys in their brightest silks. We had ten, twenty something’s  as house guests, my daughter’s friends, all … Continue reading Does Your Home Pass The “Curb Appeal” Test?


Buying a Home…Is Now a Good Time?

For many Americans who may have been waiting to make a home purchase, there are many reasons in today’s market indicating that now might be the best time. Long-term interest rates increased slightly during the second half of 2013, signaling the potential end of “all-time lows.” That, in and of itself, has historically created a … Continue reading Buying a Home…Is Now a Good Time?


Managing Your Mortgage – Controlling Your Payments, Not Vice Versa

After an exhaustive search, you’ve found a home that fits all your criteria: it’s in a good neighborhood, it’s in a fine school district, and perhaps most importantly, it’s within the family budget. Now comes the hard part. What do you want the term of the mortgage to be? You’re fortunate in that your income … Continue reading Managing Your Mortgage – Controlling Your Payments, Not Vice Versa


It’s The Big One…The Tax Man Calleth

Yes, we’ve been preaching about getting your information together, hopefully, today’s mad scramble to file your Income Taxes, Federal, State, and possibly Local, are postmarked no later than midnight, Tuesday, April 15, 2014…remember if you can’t get it together, go on line, file (send) a request for extension, will save a lot of heartburn, headaches, … Continue reading It’s The Big One…The Tax Man Calleth


Patience, Practice and Pay Attention To Details

The Mortgage Meister is going to keep it cool this week…Just a couple of thoughts. 1)      March Madness (and boy, has it been!) – In the men’s bracket, UConn Huskies, the underdog with aging players beats the mighty Cats from Lexington, the best freshmen team “money” can buy…Hmm, the lesson, experience counts, the little things … Continue reading Patience, Practice and Pay Attention To Details


No Foolin’ ~ The Tax Man Cometh

No fooling, it’s April Fool’s Day, in my town it’s going to be sunny, and in the 70’s…hope Mother Nature “ain’t just foolin” this time. Well not only is it the first day of April, but in two weeks it’s Income Tax Time. Hopefully you’ve kept good records.  One of my old Accounting Professor’s used … Continue reading No Foolin’ ~ The Tax Man Cometh


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