Malware Key On Keyboard

There’s a new computer virus circulating called “GozNym” that’s targeting banks and banking customers who bank online. According to national news sources, the malware – malicious software – has been used to defraud banks in the U.S., Canada and Europe to the tune of more than $4 million. The malware carries with it a “new … Continue reading Do You Bank Online? Beware of This New Malware!

Credit Score

We all know that having good credit is important. In today’s real estate market, with interest rates still low and with lenders having money to lend, it’s a great time to buy a home. However, if your credit isn’t good, your chances of financing your dream home are lessened. Here are five credit mistakes to … Continue reading Five Credit Problems to Avoid

Time To Buy

Fueled in part by low interest rates, existing home sales reached 5.45 million units in April, exceeding projections of 5.4 million units. The gain suggests the U.S. economy continues to improve during the second quarter of this year. According to the National Association of Realtors (NAR), existing home sales increased 1.7% to an annual rate … Continue reading It’s Still a Good time to Buy

calculator with the word Loan and a red button with Apply to i

Mortgage interest rates remain the lowest in almost three years. Yet despite that, the number of mortgage loan applications didn’t improve much from last week. The total volume increased less than .5% from the previous week, says the Mortgage Bankers Association (MBA.) The sole bright spot: refinance applications increased about .5% and are 23% higher … Continue reading Applications Slightly Up… Rates Still Low

Interest Rates

An interesting phenomenon has occurred recently in the U.S. economy. According to at least one economist millennials hold greater sway on interest rates – and can even influence the decisions of the Federal Reserve. “The Federal Reserve no longer sets interest rates in the United States of America — 25-35 year-olds set interest rates,” Bill … Continue reading Millennials Powering Interest Rates?

Adjustable rate mortgage

If you have an adjustable rate mortgage (ARM), chances are you were thinking of selling your home before the ARM adjusted. Take comfort in the fact that many people have done the same thing. If your plans have changed and you’ve decided not to sell, it’s important to understand what will happen to your ARM … Continue reading Time to Adjust Your ARM?


As is the case with most government forms, when you’re asked to complete a mortgage loan application there are questions about your race, ethnicity, gender and age. Have you ever stopped to wonder who wants to know that information and why it’s so important? Let’s answer those two questions and maybe others, too. The Equal … Continue reading I Want a Mortgage Loan… Why is my Race, Gender and Age Important?

There have been a lot of changes as well as unknown facts. If your homeowner’s insurance has gone up, even though you have had no insurance claims, you might want to check again!  Did you know that if you call your insurance company’s claim line, even if you ask what time it is, many insurance companies … Continue reading Know Your Insurance Coverage

mortgage lending process

When you’re shopping for a home and preparing for a meeting with a mortgage lender, there are five important items to be aware of. Knowing them will make your borrowing experience smooth and painless. 1) Be Prepared. It’s not just a Boy Scout motto, it’s a great suggestion. When you meet with a prospective mortgage … Continue reading The Mortgage Lending Process: Five Things to Remember

Home prices

With home prices rising throughout the nation, one of the bright spots so far in 2016 has been low interest rates. The median sales price of a house in 27 major metropolitan areas in the U. S. is $222,700. Let’s take a look at what it takes to be able to afford a home selling … Continue reading Home Prices and Income Levels

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