Buying a Home…Is Now a Good Time?

For many Americans who may have been waiting to make a home purchase, there are many reasons in today’s market indicating that now might be the best time. Long-term interest rates increased slightly during the second half of 2013, signaling the potential end of “all-time lows.” That, in and of itself, has historically created a … Continue reading Buying a Home…Is Now a Good Time?


Managing Your Mortgage – Controlling Your Payments, Not Vice Versa

After an exhaustive search, you’ve found a home that fits all your criteria: it’s in a good neighborhood, it’s in a fine school district, and perhaps most importantly, it’s within the family budget. Now comes the hard part. What do you want the term of the mortgage to be? You’re fortunate in that your income … Continue reading Managing Your Mortgage – Controlling Your Payments, Not Vice Versa


Spring Will Come ~ Time For Your Annual Home Check-up

Ah Spring…Yes, Spring will eventually arrive and your home may need some TLC Yes, the calendar indicates Spring has sprung but the weatherman hasn’t gotten the message.  We’ve had a few days of warmth, a tease of good days to come, so it’s a great time to put together the “to do” list… Woven throughout … Continue reading Spring Will Come ~ Time For Your Annual Home Check-up


The Team Needs A Solid Project Plan

Critical Path…Stage Four…Next 30 Days What’s been done to date? 1)      We have our site 2)      Architect has designed plans and project specifications 3)      Contractor, under supervision of Architect, has bid project…Total Project cost, $225,000, this includes all hard and soft costs, plus, purchase price of the land 4)      You have met with your ALCOVA … Continue reading The Team Needs A Solid Project Plan


Appraisal Theory – The Appraiser As Artist Or Scientist?

For the past several weeks we’ve been talking about building your new dream home and going over the details and questions you will need to consider before getting heavily involved.  At the end of last week’s post, I mentioned something about Appraisal and Value, perhaps the foundation of the entire real estate development process, whether … Continue reading Appraisal Theory – The Appraiser As Artist Or Scientist?


November…A Time To Contribute, Collect, Connect

It’s Time For End-of-Year Financial Duties Is it possible, six weeks until the New Year…time to start thinking about what happened in 2013…did you buy a new home, did you refinance your existing mortgage, are you thinking about buying, selling, moving, or refinancing the homestead in 2014? Throughout the past year almost every blog article … Continue reading November…A Time To Contribute, Collect, Connect


Mortgage & Loan Calculators

A mortgage is a type of loan secured by the collateral of property (With a residential mortgage your house is the collateral). It is your responsibility to pay back the borrowed amount of money with a set of monthly payments determined in your closing statement. If you are not capable of paying back the borrowed … Continue reading Mortgage & Loan Calculators


DIY Credit Repair Tips and Letters

When it comes to credit repair and credit restoration, the FTC says “self help is the best help”. There are numerous companies online that claim to be able to help you repair your credit and raise your credit score. Unfortunately only a handful of the hundreds of companies making these claims are honest and can … Continue reading DIY Credit Repair Tips and Letters


Short Sale Vs. Foreclosed Home Buying Tips

If you will be in the market to buy a home any time soon, I’m sure you’ve heard or read a lot about “short sales” and “foreclosed” homes that are for sale these days. If you think you might consider buying a home that is advertised that way, I wanted to share with you the … Continue reading Short Sale Vs. Foreclosed Home Buying Tips


How to Save Thousands of Dollars on your Home Loan.

 Pay Your Mortgage Off Early – Save Money  If you have a fully amortized mortgage loan like most people do then there is a simple strategy you can use to build more equity faster, save yourself tens of thousands of dollars of interest and will be able to pay your home off years earlier than … Continue reading How to Save Thousands of Dollars on your Home Loan.


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