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Life is full of choices, and sometimes, it’s not easy to decide. Choosing between a 15-year and 30-year fixed-rate mortgage, however, doesn’t have to be. Monthly Payments When choosing between a 15-year and 30-year mortgage, the decision depends largely on how much you’re willing to put toward your monthly payment. A 15-year loan has a … Continue reading 15-year vs. 30-year Mortgage: Which Loan is Best for You?


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You’ve finally found the home you want to buy, put down an offer, and negotiated a final price with the seller. All the hard work is done, right? Not so fast! The home inspection is one of the most crucial steps when buying a home, so be sure to avoid these mistakes. Skipping It Even though a … Continue reading Home Inspection Mistakes to Avoid!


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When you enter the homebuying market and make your offer on the house that fits you, crossing your fingers and wishing for a smooth mortgage process is something all buyers do. But did you know that you can control a lot of elements that ensure a smooth close on a house? Check out these 5 … Continue reading 5 Tips to Follow Before Buying a House


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As home prices continue to rise and inventory levels stay low, our current seller’s market signals stronger competition with more buyers fighting for fewer homes. In this scenario, making a perfect offer is key to securing a house. So what factors make your offer stand out from the rest? Cash Offers Rule If you can … Continue reading How to Make Your Offer Stand Out


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If you are a first-time homebuyer, you might think that the price tag on the home is the only cost involved for a mortgage. However, there are other expenses that might catch you off guard. If you’re shopping for your first house, prepare for these additional, and often unexpected, homebuying costs. Home Inspections After your … Continue reading 3 Hidden Homebuying Costs


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Determining the right time to sell can help you maximize the sale price of your home while also taking some stress out of the process. Here are some factors to help you decide when is an appropriate time – both financially and emotionally — to sell your house. Time of the Year Most people consider … Continue reading 5 Reasons to Sell Your House


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College commencement speeches have been delivered and diplomas handed out. It’s time for the real world which, for many graduating students, means tackling their student loan debt. Having student loans won’t keep someone from buying a house, although they need to be comfortable with the idea of taking on a good amount of debt while … Continue reading How to Buy A Home While Balancing Student Loans


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Today we tend to do everything online—from dating and being social to ordering groceries and banking.  But, when it comes to getting a home loan, does it make sense to go with one of those online mortgage companies? If you’re thinking about going online to track down a home loan, here’s a quick rundown of … Continue reading The Pros and Cons of Online Mortgages


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Traditionally, we think of the homeowner path as upsizing. When we are young, we buy a small starter home to fit our needs and income. Later, our needs change as our family unit grows, and we move into a larger home to fit our needs. There are times in our lives, however, when smaller spaces … Continue reading Knowing When to Downsize


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When you’re buying, refinancing, or selling your home, a home appraisal will always be one of the key components of the transaction. Simply defined, a home appraisal is an unbiased opinion from a professional appraiser on a home’s value. Home appraisals are done to determine whether the home’s contract price is appropriate given the home’s … Continue reading Everything to Know About Home Appraisals!


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