Not everyone can afford the standard down payment when buying a home. Instead, they achieve their dream of home ownership through mortgage insurance. So what exactly is mortgage insurance, and how does it affect your home loan? What is Mortgage Insurance? Mortgage Insurance is an insurance policy that compensates mortgage lenders for losses due to … Continue reading Do I Need Mortgage Insurance?

There have been a lot of changes as well as unknown facts. If your homeowner’s insurance has gone up, even though you have had no insurance claims, you might want to check again!  Did you know that if you call your insurance company’s claim line, even if you ask what time it is, many insurance companies … Continue reading Know Your Insurance Coverage

Mention homeowners insurance coverage to most people and the first thing they think about is a robbery.  But what about a fire?  House fires are the most damaging events a homeowner may face. And before you think a fire is a rare occurrence these days, consider this. According to the National Fire Protection Association (NFPA) … Continue reading A Few Fire Insurance Facts