When you enter the homebuying market and make your offer on the house that fits you, crossing your fingers and wishing for a smooth mortgage process is something all buyers do. But did you know that you can control a lot of elements that ensure a smooth close on a house? Check out these 5 … Continue reading 5 Tips to Follow Before Buying a House


Whether you’re a first-time homebuyer or an experienced buyer, there are some important things to keep in mind to ensure that your home mortgage process goes smoothly. Pay Your Bills on Time…Every Time! A good credit history is vital when applying for a home loan. One of the best ways to have good credit is … Continue reading 5 Things to Know Before Applying for a Home Loan


If homeownership is a major goal for you, what’s holding you back? If you’re like most renters, it’s the lack of cash for a down payment. Saving can be easier than you think. Taking advantage of some simple saving habits will build your down payment fund, and before you know it, you’ll be making your … Continue reading Down Payment Saving Tips For Renters


Traditionally, we think of the homeowner path as upsizing. When we are young, we buy a small starter home to fit our needs and income. Later, our needs change as our family unit grows, and we move into a larger home to fit our needs. There are times in our lives, however, when smaller spaces … Continue reading Knowing When to Downsize


For many people, buying a home is typically the largest and most significant single purchase they will make in their lifetime. When preparing to buy a home, it is important to understand what is affordable and how to prepare for this purchase in the form of a down payment. Know How Much You Need A … Continue reading Saving for a Down Payment

These days, there’s no reason why either a buyer or a seller should show up at the closing of a home sale without knowing exactly what their closing costs will be. Typically, mortgage lenders and real estate agents do a very good job of letting their respective clients know what they will be expected to … Continue reading What’s the Story on Closing Costs… Who Pays What?

Saving to buy a house, real estate or home savings, piggy bank i

If you’re one of millions of Americans renting, it might be because you haven’t been able to save enough money for a meaningful down payment to purchase a home. Let’s look at several ways you can do so. Set a Goal Determine just how much house you can afford, then you can find out from … Continue reading Renting Now? Here’s How to Save for a Down Payment

Malware Key On Keyboard

There’s a new computer virus circulating called “GozNym” that’s targeting banks and banking customers who bank online. According to national news sources, the malware – malicious software – has been used to defraud banks in the U.S., Canada and Europe to the tune of more than $4 million. The malware carries with it a “new … Continue reading Do You Bank Online? Beware of This New Malware!

mortgage lending process

When you’re shopping for a home and preparing for a meeting with a mortgage lender, there are five important items to be aware of. Knowing them will make your borrowing experience smooth and painless. 1) Be Prepared. It’s not just a Boy Scout motto, it’s a great suggestion. When you meet with a prospective mortgage … Continue reading The Mortgage Lending Process: Five Things to Remember

Millions of people will be shopping online this holiday season. Online sales are expected to reach record levels, and convenience along with internet deals are the main reasons. But with that comes opportunities for hackers and identity thieves easy access to online shoppers’ personal information. Here are a few tips to keep your personal data … Continue reading Shopping Online? Keep Your Personal Data Safe!

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