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Conquering the clutter in your home always starts with the best intentions, but if you don’t begin with the right strategy and tactics, you can easily get overwhelmed. Prevent these common mistakes with these smart tips! Start Small It’s so easy to get overwhelmed and feel the urge to give up if you tackle too … Continue reading 5 Decluttering Mistakes to Avoid!


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The beginning of spring each year typically marks the beginning of homebuying fever for many families. For many, the winter doldrums are over, and the warmer temperatures invite buyers to test the market for the right house. If you are thinking of buying this year, these five reasons might make spring the right time for … Continue reading 5 Reasons to Buy a Home This Spring!


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Spring is here, marking the arrival of warmer temperatures and necessary yardwork! Whether you are looking to put your home on the market, wanting to improve your new home’s look, or just making some tweaks to your current landscaping, here are some budget-friendly tips that just might make your neighbors green with envy! Get to … Continue reading 3 Inexpensive Landscaping Ideas to Try!


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There are few rites of spring more satisfying than the annual spring cleaning. For most people, the pleasure comes after the work is finished. Your spring cleaning may never become effortless, but you can make the project more manageable – and even enjoyable. And we can help! Get Your Supplies Ready Hit the ground running … Continue reading 3 Ways to Celebrate National Cleaning Week


ALCOVA Values

The late Billy Graham was known for his convictions and his character by all that knew him.  A big part of the reason is because Mr. Graham worked early in his ministry with members of his leadership team to come up with the “Modesto Manifesto” which was a simple list of core principles and values … Continue reading Letting Our Values Lead the Way!


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Today we tend to do everything online—from dating and being social to ordering groceries and banking.  But, when it comes to getting a home loan, does it make sense to go with one of those online mortgage companies? If you’re thinking about going online to track down a home loan, here’s a quick rundown of … Continue reading The Pros and Cons of Online Mortgages


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Fixed-rate mortgage and adjustable-rate mortgages are the two primary mortgage types for homebuyers. While other loans options fall within these two categories, the first step in homebuying is determining which of the two types best suits you! Fixed-Rate Loan A fixed-rate mortgage is exactly as it sounds – it’s a home loan with an interest … Continue reading Choosing Between a Fixed vs. Adjustable Rate Mortgage


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When it comes to buying a home, plenty of financial reasons make a convincing argument to make the move to buy. Financial motives like building equity, getting a tax break on your mortgage interest, and investing long term into a home simply make good sense for homebuyers. Emotional reasons, however, are really the more compelling … Continue reading 3 Reasons Why We Really Buy Homes


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Loyal viewers of the popular This Is Us television show reached for their tissues after watching their beloved character Jack Pearson perish due to smoke inhalation from a house fire. While the NBC drama is obviously fiction, the realities of home fires are very real. One spark is all it takes for a family to … Continue reading 3 Lessons to Learn from This Is Us


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Sometimes being in love with your home isn’t about making huge changes. Instead, it’s about learning to appreciate the little things. Paring down, brushing on a fresh coat of paint, hanging new curtains or just changing the way you look at things can make your home a happier dwelling. In the spirit of Valentine’s Day, … Continue reading 3 Ways to Love Your Home More!


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