Assumptions


  • Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 95%; a minimum FICO score of 660; and a loan amount of $150,000 for conforming loans, unless otherwise specified.
  • Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation.
  • Available first mortgage rates and fees may vary depending on your property's location.
  • Monthly Payment calculations include principal and interest ONLY. PMI (Private Mortgage Insurance), hazard insurance, property taxes, state taxes, mortgage taxes, homeowners association dues, and any other recurring costs are not included.
  • Rates may be higher for loan amounts under $100,000 and over $417,000. Please call for details.
  • Rates are subject to change without notice.
  • Closing Costs assume 30 days prepaid interest and that a borrower will escrow monthly property tax and insurance payments.
  • Restrictions may apply.
  • Subject to underwriter approval; not all applicants will be approved.
  • Fees and charges apply.
  • Taxes and insurance are extra.
  • On refinance transactions, the Annual Percentage Rate (APR) calculations assume a rate and term refinance.